Your CrimsonCard is tied to a declining balance account that allows you to deposit funds and pay for services at on-campus and off-campus locations. Similar to a bank debit card, funds must be present in your CrimsonCard account in order to make a transaction—your account cannot be overdrawn.
Activating your CrimsonCard account is easy—just make a deposit. No minimum amount is required, and anyone can deposit money, also known as CrimsonCash, into your account. You can use these funds wherever CrimsonCard is accepted.
It's safer and more convenient than carrying cash, and as long as you're at IU, any unused funds will continue to roll over each semester.